Events

Medicare 101: Understanding Your Coverage & Preparing for 2027

Medicare can feel complicated—but understanding how it works is an important part of protecting both your health and your financial future. This is an educational, easy-to-understand conversation about the foundation of Medicare, including how Parts A and B work, what Medicare does and doesn’t cover, and where gaps in coverage may leave you responsible for unexpected out-of-pocket costs. We’ll look at the different ways to help fill those gaps and how the right combination of coverage can create a more complete protection strategy for your individual needs. We’ll also explore some of the costs that are easy to overlook—Medicare isn’t free, what you pay can be affected by your income, and some of the largest healthcare-related expenses, such as long-term care, may not be covered by Medicare at all. Understanding these risks is an important part of preparing for the years ahead. Finally, we’ll look at AEP 2027, including changes we’re seeing in the Medicare landscape.